Residuals for Sale
A division of 733Park

Top dollar for your
merchant portfolio, residuals, or ISO.

Most owners take the first offer and leave money on the table. We run a competitive process across the largest buyer database we know of, and it typically adds 12 to 18 percent over selling on your own.

Get a free valuation See how it's valued

Selling your residual is a one-time event. Get it right.

You built the book. You only sell it once. The difference between a quiet, one-buyer deal and a competitive process is usually tens of thousands of dollars, and sometimes a lot more. Residuals for Sale is the residual and merchant-portfolio practice of 733Park, a boutique payments M&A firm. We have sold hundreds of portfolios, we know what they are worth, and we get you the highest price and the best terms.

You are great at building a payments business. We are specialists at selling one. Most owners who try to sell on their own get one or two offers and never see the buyers who would have paid the most. That is the gap we close.

What we sell

Residuals, portfolios, and whole ISOs.

Sell your merchant residuals

Turn your monthly bankcard residual into a lump sum at the best multiple the market will pay. We know which buyers pay up for a book like yours.

Sell your residuals

Sell your merchant portfolio

Whether you own the residual stream or the full merchant agreements, we run a competitive process and manage the first right of refusal so you keep the leverage.

Sell your portfolio

Sell your ISO

Selling the whole business, not just a book? We position the enterprise, find strategic and PE buyers, and negotiate price and terms through close.

Sell your ISO

The numbers behind the process

12-18%
Average lift vs. cutting your own deal
$10B+
Transaction volume across 733Park
200+
Deals closed by 733Park
25+
Years in payments M&A
Why Residuals for Sale

Why sellers use us instead of cutting their own deal.

A real auction, not one phone call

Buyers pay more when they know they are bidding against others. We bring a curated pool of vetted buyers and let them compete for your book.

The largest buyer database we know of

Twenty-five years in payments M&A means we know who is buying, what they pay, and which buyer needs your exact mix of merchants and volume.

We protect the first right of refusal

Trigger your processor's right of refusal with the wrong number and they take the deal at that price. We structure the process so that never happens to you.

Price and terms, not just price

Multiple matters, but so do the holdback, the earnout, portability, and the non-solicit. We negotiate the whole deal, not just the headline number.

How it works

Three steps from your book to your bank account.

1

Confidential valuation

Tell us about your book. We give you an honest range based on what buyers are paying right now, not a textbook multiple.

2

Competitive process

We take your portfolio to the right buyers under NDA and run them against each other to drive price and terms up.

3

Close on the best deal

We manage the first right of refusal, diligence, and negotiation, and stay in the deal until the money is in your account.

Residuals FAQ

Questions sellers ask first.

How do I sell my merchant portfolio?
Start with a confidential conversation and a valuation. We position your portfolio, take it to a curated pool of vetted buyers in a competitive, auction-style process, manage the processor's first right of refusal and the diligence, and negotiate the best price and terms through close. You stay anonymous until a serious buyer is under NDA.
How do I sell my residuals for the most money?
Run a competitive process instead of taking the first offer. Buyers pay more when they know they are bidding against others. We bring the buyer pool, the comparable deals, and the leverage. On average our process adds 12 to 18 percent versus what owners get cutting their own deal, which more than covers our fee.
How much is my merchant portfolio or residual worth?
Value is generally a multiple of your monthly residual or net revenue, and the larger the book, the higher the multiple. A portfolio over 100,000 dollars a month earns a higher multiple than a significantly smaller one, and a portfolio over 1,000,000 dollars a month earns more still. Multiple also depends on attrition, portability, merchant type, card-present versus ecommerce mix, and whether future production is included.
Who buys merchant portfolios and residuals?
ISOs, processors, private-equity-backed platforms, and strategic acquirers. We maintain what we believe is the largest active buyer database for residuals, merchant portfolios, and ISOs, and we match your book to the buyers most likely to pay a premium for it.
What is Residuals for Sale?
Residuals for Sale is the merchant-portfolio and residual sell-side practice of 733Park, a boutique payments, fintech, and SaaS M&A firm. We represent ISOs, agents, and payments companies selling their merchant residuals, merchant portfolios, or ISOs, and run a competitive process to get the highest price and best terms.

Find out what your residual is really worth.

Tell us about your book and we will give you an honest valuation range and what it would take to get the top of it. Free, confidential, no obligation.

Get a free valuation