Residuals for Sale
What it's worth

What is my merchant portfolio worth?

The honest answer: a multiple of your monthly residual, set mostly by size, attrition, and portability. Here is how to ballpark it, and how to get a real number.

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How to ballpark it

Start with your monthly net residual. Value is a multiple of that number, and the multiple rises with the size and health of the book. A larger, low-attrition, portable portfolio sits at the top of the range. A smaller book with high attrition or no ownership of the merchant agreements sits lower. Two portfolios with the same monthly residual can be worth very different amounts depending on those factors.

We deliberately do not publish a one-size multiple, because quoting a number you then anchor to would cost you money. Instead we give you a current, specific range and then run a process to reach the top of it. See the full breakdown on how residuals and portfolios are valued.

Two ways to get a number

Run the calculator

Use 733Park's free valuation calculator for an instant, factor-by-factor estimate calibrated on real transaction data.

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Talk to a specialist

Tell us about your book and we will give you a real range based on what buyers are paying right now, plus what would push it higher.

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Valuation FAQ

Valuation questions, answered.

How much is my merchant portfolio or residual worth?
Value is generally a multiple of your monthly residual or net revenue, and the larger the book, the higher the multiple. A portfolio over 100,000 dollars a month earns a higher multiple than a significantly smaller one, and a portfolio over 1,000,000 dollars a month earns more still. Multiple also depends on attrition, portability, merchant type, card-present versus ecommerce mix, and whether future production is included.
What multiple do merchant portfolios sell for?
It varies with size, attrition, and portability, so a single quoted number would be misleading. We give you a real range based on what buyers are actually paying right now and the specifics of your book, not a textbook figure.
What factors lower my valuation?
Account attrition (merchants closing or leaving), revenue attrition (merchant volume declining), lack of portability (you own only the residual stream, not the merchant agreement), risky or low-quality merchant categories, and no ongoing production of new accounts. We help you frame each of these so they cost you as little as possible.
Is now a good time to sell my residual?
It has been a strong seller's market for merchant portfolios and residuals, with active buyers of every size in the market. The right time is usually when your book is healthy and growing rather than after attrition sets in. We will tell you honestly where the market is for a book like yours.

Get a real valuation, not a guess.

Free, confidential, and based on what buyers are actually paying for a book like yours.

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